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Terms And Conditions

last updated: May 20, 2025

Please read these Terms and Conditions ("Terms") carefully before using the STABE platform. By accessing or using the STABE Platform including STABE Lite (the web application located at https://app.stabe.ai and the telegram bot located at https://t.me/stabe_bot) and the STABE Website (https://www.stabe.ai), you agree to be bound by these Terms, which form a binding legal agreement between you (referred to as "you" or "User") and STABE, Co. (referred to as "STABE," "Company," "we," or "us"). If you do not agree with any part of these Terms, you must not use the STABE Platform.

1. Acceptance of Terms

1.1 Agreement to Terms: By creating an account, accessing, or using the STABE Platform (the "Service"), you acknowledge that you have read, understood, and agree to comply with these Terms and all applicable laws and regulations. These Terms apply to all users of the Service.

1.2 Additional Policies: Our Privacy Policy (which explains how we collect and handle your personal data) and any other guidelines or policies we provide are incorporated by reference into these Terms. By agreeing to these Terms, you also agree to the Privacy Policy.

1.3 Electronic Agreement: You agree that the act of using the Service or clicking “Accept” (or a similar button) constitutes your electronic signature to these Terms, which is equivalent to a written signature.

2. Eligibility (U.S. Users Only)

To use the Service, you must meet all of the following eligibility criteria:

If you do not meet all of these requirements, you must not use the Service. We reserve the right to refuse access to any user who is not in full compliance with these eligibility criteria.

3. Account Registration and User Information

3.1 Account Creation: In order to use the Service, you may need to create an account. When registering, you agree to provide accurate, current, and complete information about yourself as prompted by our registration form. This information will typically include your name, email address, general location (U.S. state or city), and a description of your business idea or venture. You agree to update your information promptly if it changes, so that we can maintain accurate records.

3.2 Personal Data and Privacy: By using the Service and providing personal information (such as your name, contact details, and business idea details), you consent to our collection and use of this information to provide the Service. We may use your data to personalize your experience, provide AI-driven recommendations, and improve our platform. We value your privacy and will handle your personal data in accordance with our Privacy Policy. Please review the Privacy Policy to understand how we collect, use, and protect your personal information.

3.3 Account Security: You are responsible for maintaining the security and confidentiality of your account login credentials. Do not share your username or password with anyone. You agree to notify us immediately at support@stabe.ai if you suspect any unauthorized access to or use of your account. STABE is not liable for any loss or damage arising from your failure to safeguard your account information.

3.4 Account Responsibility: You are responsible for all activities that occur under your account. If you allow others to use your account or the Service on your behalf, you are responsible for their actions as if they were your own. If you become aware of any security breach or unauthorized use of your password or account, you must inform us immediately. We reserve the right to suspend or terminate your account if we believe your account has been compromised or is being used in violation of these Terms.

3.5 Single Account: You may create only one account for your personal use of the Service, unless we explicitly permit multiple accounts. You may not create an account if you have been previously removed or banned from using our Service.

4. Acceptable Use and Prohibited Activities

We grant you a personal, limited, non-exclusive, non-transferable license to access and use the Service solely for lawful purposes and in accordance with these Terms. You agree to use the Service responsibly and refrain from any misuse. In particular, you agree NOT to engage in any of the following prohibited activities:

User Obligations: You agree to use common sense and good judgment when using our Service. Always ensure that your use of the Service and any content generated by it complies with all applicable laws and these Terms. We reserve the right to monitor usage and content on the platform, and if we discover or suspect any prohibited use, we may take action including removing content, warning you, suspending your access, or terminating your account (see Section 9 below for more on termination). Engaging in any of the above prohibited activities is considered a serious breach of these Terms.

5. AI-Generated Guidance and No Professional Advice

5.1 Service Description: The Service is an AI-powered conversational platform designed to assist founders and entrepreneurs in launching and running businesses. The Service uses artificial intelligence to provide suggestions, answer questions, and generate content (such as business models, process outlines, plans, and other guidance) based on the information you provide. While our goal is to help you brainstorm, reduce your knowledge gaps and plan effectively, all output from the AI should be considered for informational and support purposes only.

5.2 AI Limitations: You acknowledge that using an AI-driven tool has inherent limitations. The AI may occasionally produce incorrect, incomplete, or unsuitable information. It generates responses based on patterns in data and does not guarantee truth, accuracy, or applicability to your specific situation. For example, the AI might make assumptions or provide generic advice that does not consider all the nuances of your business idea or personal circumstances. You should always independently verify important information and not rely solely on AI-generated content for making critical business decisions.

5.3 Not Professional Advice: The guidance and outputs provided by the Service do not constitute professional advice (legal, financial, investment, accounting, or otherwise). We are not a law firm, financial advisor, or consulting firm, and the AI’s suggestions are not a substitute for professional advice tailored to your situation. If you need legal advice, financial planning, tax strategy, or any other expert assistance, you should consult a qualified professional. For instance, any legal templates or business structures suggested by the AI should be reviewed by a lawyer before use.

5.4 No Guarantee of Success: You understand and agree that the Service does not guarantee any particular outcome for your business. Any business venture comes with risks, and while the Service may provide guidance or checklists (such as steps to launch your product or analyses of your business model), the success or failure of your business is entirely your responsibility. The AI might assist with ideas and planning, but it cannot account for all real-world variables. You should use your own judgment and expertise when implementing any suggestions from the Service.

5.5 Use at Your Own Risk: Any actions you take based on information or suggestions obtained from the Service are taken at your own risk. You agree that STABE, Co. is not responsible for any decisions you make or actions you take (or fail to take) in your business as a result of information obtained through the Service. This includes any loss or damage (financial or otherwise) that you or your business might suffer from following or ignoring AI suggestions. Always carefully evaluate the appropriateness of the AI’s output for your specific context.

5.6 User Input and Context: The quality and relevance of the AI’s output largely depend on the information you provide. You are solely responsible for the content and accuracy of the inputs or prompts you give to the AI (for example, the description of your business idea or any questions you ask). Providing clear, accurate, and thorough information will generally result in more useful guidance. However, you should never include sensitive personal information (like Social Security numbers, credit card numbers, health or account passwords) in your prompts, as the platform is not designed to process or protect such sensitive data in responses.

By acknowledging these disclaimers, you agree that you understand the inherent limitations of AI-generated content and will not hold us liable for any harm or loss that may result from your reliance on the Service’s outputs, as further detailed in Section 10 (Disclaimer of Warranties) and Section 11 (Limitation of Liability) below.

6. Fees, Payments, and Future Paid Plans

6.1 Current Free Access: At present, the Service may be offered as a free service (or with certain free features). We reserve the right to introduce paid plans or premium features in the future to enhance or extend the functionality of the platform. We will inform users of any changes to our pricing model with reasonable advance notice.

6.2 Introduction of Paid Plans: In the event we launch subscription plans or usage-based fees for advanced features, we will provide details on those plans, including pricing, billing intervals (e.g. monthly or annually), and the features or limits associated with each tier. You will have the choice to opt into a paid plan; if you do not opt in, you can continue using any free features available (if any).

6.3 Payment Terms: If you choose to subscribe to a paid plan or make any purchase through the Service:

6.4 Free Trials and Changes: We may offer free trials or introductory offers for paid features. Such trials are subject to these Terms as well. We reserve the right to modify or discontinue any free trial at our discretion. If pricing or plans change (for example, if we adjust fees or modify the features of a plan), we will give you notice. Price changes for existing subscriptions will become effective at the start of the next billing cycle following the notice. If you do not agree to the new price, you must cancel your subscription before the start of the next billing cycle.

6.5 Refunds: Details about any refund policy (if we choose to offer one) will be provided when paid plans are introduced. Unless otherwise stated, fees are non-refundable. For instance, if you cancel a subscription mid-term, you might continue to have access for the remainder of the paid period but will not receive a pro-rated refund for the unused portion, unless required by law or explicitly permitted by our refund policy.

6.6 Failure to Pay: If your payment method fails or your account becomes past due, we may suspend or revoke your access to paid features. You agree to promptly update your payment information if it changes (e.g., card expiration or billing address change). We may retry billing your payment method after a failed attempt. We also reserve the right to cancel your subscription if payment cannot be collected, in which case you would lose access to the premium features at the end of your current billing period.

Note: At this time (with the Service’s initial offering), there may be no fees required to use the Service. This Section is included to inform you of potential future billing practices. We encourage you to review any updated Terms or payment notices in the future if you continue to use the Service when paid plans are introduced.

7. Intellectual Property Rights

7.1 Company Intellectual Property: All content, software, algorithms, models, tools, and materials comprising the Service are the property of STABE, Co. or its licensors and are protected by intellectual property laws. This includes (but is not limited to) the platform’s design, text, graphics, logos, the AI system and its underlying models, any software code, and the compilation of content on the site or app.

7.2 Limited License to Users: Subject to your compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Service and any outputs it generates for your personal or internal business purposes. This license allows you to use the AI-generated content and the platform interface for planning and managing your own business ventures. You may not redistribute, publish, or exploit the content from the Service for commercial purposes (such as selling the AI's outputs or incorporating them into a product or service for sale) without obtaining a separate license or permission from STABE. Any rights not expressly granted to you in these Terms are reserved by the Company.

7.3 User Content and Input: As part of using the Service, you may provide content to the Service (for example, written descriptions of your business idea, answers to questions posed by the platform, or any other data you input – collectively, "User Content"). You retain ownership of any intellectual property rights in the User Content you provide. We do not claim ownership over your own business ideas, plans, or other original materials that you input into the Service. However, by submitting User Content to our Service, you grant STABE, Co. a limited license to use that content for the purpose of operating, maintaining, and improving the Service. This means we have your permission to process your inputs through our AI (which may involve temporarily copying or modifying it), to display results to you, and to use the content to refine our algorithms or user experience. This license is non-exclusive (you can use your content elsewhere), worldwide (we may process it on servers located in the U.S. or cloud infrastructure potentially accessible globally), royalty-free (no compensation is owed to you for this use), and sub-licensable (we might allow our service providers or affiliates to handle data as needed for our operations, all under strict obligations consistent with these Terms and our Privacy Policy).

7.4 Confidentiality of User Ideas: We understand that your business idea and related information may be sensitive. While these Terms do not serve as a non-disclosure agreement, we want to clarify that we do not publicly share your specific business plans or proprietary information with other users of the Service. The AI may learn generally from inputs to improve functionality, but it is not our intention to disclose any personally identifying details of your business ideas to others through our platform. For more information on how your data is used and protected, please see our Privacy Policy. (Note: If you require a stricter confidentiality arrangement for your business data, please contact us to discuss possible solutions.)

7.5 AI-Generated Content Ownership: Content generated by the AI based on your prompts (e.g., a business plan outline or a list of steps) is produced by the Service for your use. To the extent that such AI-generated content is subject to any intellectual property or copyright, our policy is to allow you to use, copy, modify, and distribute the AI-generated output for your lawful purposes, provided that doing so does not violate any third-party rights and complies with these Terms. We do not claim copyright in the AI’s outputs that are generated specifically for you. However, you acknowledge that:

7.6 Restrictions: You agree not to do (or allow anyone else to do) the following with regard to our intellectual property:

7.7 Feedback: If you choose to provide feedback, suggestions, or ideas to us about the Service ("Feedback"), you agree that we are free to use that Feedback in any way, without any obligation to you. We welcome input on how to improve the Service, but please understand that we may implement your suggestions without attribution or compensation. You hereby grant us a perpetual, irrevocable, worldwide, royalty-free right and license to incorporate and use any Feedback you provide in our products and services.

8. Suspension and Termination of Accounts

8.1 Termination by Company: We reserve the right to suspend or terminate your access to the Service (including paid features, if applicable) at our sole discretion, at any time, and for any reason. This includes, but is not limited to:

In most cases of less serious violations, we will attempt to provide you with a warning or notice before terminating or suspending your account. However, in severe cases (such as obvious abuse or illegal activity), we may suspend/terminate immediately without notice. Termination of your account may include removal of your access credentials, deletion of your account information, and barring you from future use of the Service.

8.2 Termination by You: You have the right to stop using the Service at any time. You may delete your account or discontinue use of the Service. If you wish to formally terminate your account, you should contact us (see Section 17 for contact info) or use any account closure functions provided in the interface. Termination by you will not relieve you of any obligations incurred prior to termination (for example, any fees due, or any liability you may have caused by a violation of these Terms).

8.3 Effect of Termination: Upon termination of your account for any reason:

8.4 Reactivation: If appropriate and if the cause for suspension is resolved, we may restore a suspended account at our discretion. Suspended users must contact us to discuss reactivation. Users whose accounts have been terminated (especially due to violation of terms or misconduct) are generally not eligible to create a new account or use the Service again without our explicit permission.

8.5 Surviving Provisions: Even after your account is terminated, certain sections of these Terms will continue to remain in effect due to their nature. These typically include (but are not limited to) Intellectual Property Rights (Section 7), AI Guidance and Disclaimers (Section 5), Fees (for any unpaid amounts, Section 6), Disclaimer of Warranties (Section 10), Limitation of Liability (Section 11), Indemnification (Section 12), Governing Law (Section 13), Dispute Resolution (Section 14), and Miscellaneous (Section 16).

9. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. Your use of the Service is at your sole risk. We expressly disclaim all warranties and conditions of any kind, whether express, implied, or statutory, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties arising out of course of dealing or usage of trade.

9.1 No Guarantee of Accuracy or Results: STABE, Co. makes no warranty or representation that the Service will meet your requirements or expectations, or that it will achieve any particular results. We do not guarantee the accuracy, completeness, or usefulness of any information or outputs provided by the AI or the Service. This includes any business advice, suggestions, or analyses you obtain through the Service. You assume all risk for any actions you take based on the information provided by the Service.

9.2 Service Availability: We do not warrant that the Service will be uninterrupted, timely, secure, or error-free. There is no guarantee that access to the Service will be available at all times or that the Service will be free of viruses or other harmful components. Occasional downtime for maintenance, updates, or technical issues may occur. We will strive to provide reliable service, but we do not promise any specific uptime or availability levels.

9.3 Quality and Performance: STABE does not warrant that any errors or defects in the Service will be corrected or that the Service will operate without data loss or bugs. The quality and responsiveness of the AI outputs may vary, and you accept that variability as inherent in the use of an AI system. Any material or data you obtain through the Service is obtained at your own discretion and risk, and you are solely responsible for any damage to your computer system or loss of data that results from using the Service or downloading any content through the Service.

9.4 Third-Party Services and Content: The Service may at times provide links or integration to third-party websites, resources, or services (for example, we might direct you to external resources for business registration or allow login via a social network account). We provide these links only for convenience and do not endorse or make any warranty about third-party services or content. If you access any third-party content or services via the Service, you do so at your own risk. We have no control over and assume no responsibility for any third-party websites or services, and they may be governed by their own terms and privacy policies.

9.5 No Advice or Information Creates Warranty: You acknowledge that any advice or information, whether oral or written, obtained from STABE, Co. or through the Service (for example, through customer support or documentation) does not create any warranty not expressly stated in these Terms.

Some jurisdictions do not allow the exclusion of certain warranties. If those laws apply to you, some of the above disclaimers may not apply to the extent prohibited by law. In such cases, our warranties are limited to the minimum warranty scope permitted by applicable law.

10. Limitation of Liability

10.1 No Indirect Damages: To the fullest extent permitted by law, in no event will STABE, Co. or its officers, directors, employees, agents, partners, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages. This limitation applies to any claim, whether based in contract, tort (including negligence), strict liability, or any other legal theory, even if we have been advised of the possibility of such damages. "Indirect damages" include, for example: loss of profits, loss of business or business opportunities, loss of revenue, loss of data, business interruption, or any other intangible losses arising from or related to your use of (or inability to use) the Service.

10.2 Liability Cap: To the fullest extent permitted by law, the total aggregate liability of STABE, Co. for any claim arising out of or relating to these Terms or the Service shall not exceed the amount you paid to us for the Service in the 12 months immediately preceding the event giving rise to the liability (or, if the Service is provided to you for free, $100 USD). This means that if, for example, you paid $50 for a subscription in the last year, and you have a claim, our maximum liability to you for that claim will be $50. If you paid nothing (e.g., using a free version), our maximum liability is $100, but only if required by law—otherwise, we assume no liability. This limitation is cumulative and not per-incident; multiple claims will not increase the cap.

10.3 Scope of Liability: STABE, Co. shall not be liable for any loss or damage that was not reasonably foreseeable. We are not responsible for any offensive, defamatory, or illegal conduct of any third party (including other users) that may affect you. Additionally, we are not liable for any issues beyond our reasonable control, such as failures of telecommunications, the internet, electronic communications, or your devices that might affect the Service.

10.4 Your Responsibility for Mitigation: You agree that you have an obligation to mitigate any losses you might suffer by taking reasonable actions, such as backing up your data, adding security measures, or ceasing use of the Service if it might cause damage.

10.5 Exceptions: Some jurisdictions do not allow the exclusion or limitation of liability for certain damages. If laws applicable to you and these Terms prevent the full enforcement of these limitations, then those limitations shall apply to you only to the extent permitted by law. For example, certain state laws might not allow limitation of liability for willful misconduct or for personal injury caused by negligence, so if those laws apply, such exclusions would not apply to your case.

By using the Service, you understand and agree that the limitations of liability and disclaimers in these Terms reflect a reasonable and fair allocation of risk between you and us. If you do not agree to these limitations, you should not use the Service.

11. Indemnification

You agree to indemnify, defend, and hold harmless STABE, Co. and its affiliates, subsidiaries, officers, directors, employees, agents, partners, and licensors (collectively, the "STABE Parties") from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees and costs) that arise out of or relate to:

We reserve the right, at our discretion, to assume exclusive defense and control of any matter subject to indemnification by you. If we do so, you agree to cooperate with our defense of that claim and not to settle any such matter without our prior written consent. We will make reasonable efforts to inform you of any such claim, action, or proceeding upon becoming aware of it.

Your indemnification obligation will survive the termination of these Terms and your use of the Service. This means even after you stop using the Service, you will still be responsible for any liabilities that arise from your use or misuse while you were bound by these Terms.

12. Governing Law

These Terms and any dispute arising out of or relating to these Terms or the Service will be governed by and construed in accordance with the laws of the State of Delaware, USA, without regard to its conflict of law principles. We choose Delaware law because STABE, Co. is incorporated in Delaware, and using Delaware law provides consistency and predictability in interpretation.

This governing law will apply except to the extent overridden by applicable consumer protection laws in the jurisdiction where you reside (if those laws mandatorily apply). However, because the Service is limited to U.S.-based users and is not intended for other jurisdictions, Delaware law will generally govern all claims between you and us.

13. Dispute Resolution and Arbitration

Please read this section carefully, as it affects your rights. It provides for resolution of most disputes through binding arbitration instead of in court, and includes a waiver of class actions.

13.1 Informal Resolution: We expect that most issues can be resolved quickly and amicably by contacting our support team at support@stabe.ai. If you have a dispute with STABE, Co. or issues relating to the Service, you agree to first try to resolve it informally by contacting us and providing a brief written description of your dispute and your contact information. We will attempt to resolve the dispute informally with you by contacting you via email or other means. If a dispute is not resolved within 30 days of submission, either you or we may proceed to seek resolution through the process outlined below.

13.2 Agreement to Arbitrate: Except for the exceptions specified in Section 13.4 below, you and STABE, Co. agree that any dispute, claim, or controversy arising out of or relating to these Terms or the use of the Service will be settled by binding arbitration on an individual basis. This includes any claims based on contract, tort, statute, fraud, misrepresentation, or any other legal theory. By agreeing to these Terms, you and we are waiving the right to a trial by jury and the right to litigate disputes in court (except as otherwise provided in this section).

13.3 Arbitration Procedure: The arbitration will be administered by a reputable arbitration organization, such as the American Arbitration Association (AAA), under the applicable rules in effect at the time the arbitration is initiated (for example, the AAA Consumer Arbitration Rules if appropriate). If AAA is not available or refuses to arbitrate the dispute, the parties will agree on an alternative arbitral forum or the court will appoint one.

The arbitration will be conducted by a single, neutral arbitrator. It may be conducted via telephone, written submissions, or in-person in the county where you live or another mutually agreed location. The arbitrator shall follow the substantive law of Delaware (and federal law, including the Federal Arbitration Act, where applicable) and can award the same damages and relief as a court (including injunctive and declaratory relief or statutory damages). The arbitrator’s decision and award is final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

Arbitration Costs: Each party will be responsible for their own attorneys’ fees and costs unless the arbitration rules or applicable law provide otherwise. We will pay any filing or administrative fees required by the arbitrator or arbitration forum to the extent those exceed the cost of filing a lawsuit in a court of law. In other words, you will not be required to pay any fees to initiate an arbitration beyond what you would have to pay to file a case in court.

13.4 Exceptions to Arbitration: Notwithstanding the above, the following types of disputes are not required to be arbitrated:

13.5 No Class Actions: You and STABE, Co. agree that each may bring claims against the other only in your or its individual capacity. Neither you nor STABE will participate in or seek to recover relief as part of any class, collective, or representative action. The arbitrator can award relief only on an individual basis (to you or us individually) and cannot consolidate more than one person’s claims or preside over any form of a representative or class proceeding. If a court decides that this subsection (No Class Actions) is not enforceable or valid, then the entirety of the arbitration agreement in this Section 13 shall be null and void, but the rest of the Terms will continue to apply.

13.6 Future Changes to Arbitration Clause: If we make any future change to this arbitration provision (other than a change to our contact information or the designated arbitration forum), you have the right to reject the change by sending us written notice within 30 days of the change. Rejecting a new change will mean that you will arbitrate any dispute between us in accordance with the language of this version of the arbitration clause (unless you previously opted out of arbitration entirely).

By agreeing to arbitration, you understand that you are waiving certain rights to sue in court and have a jury trial, and waiving any ability to bring or participate in a class or representative action. You have the same remedies in arbitration as you would in court, subject to the limitations of liability and damages stated in these Terms.

14. Changes to the Service and Terms

14.1 Changes to Terms: STABE, Co. may update or modify these Terms from time to time. If we make material changes, we will notify you by (i) posting the updated Terms on our website (with a new "Last Updated" date at the top), and/or (ii) sending you an email or in-app notification. It’s important that you review any updated Terms. By continuing to use the Service after new Terms become effective, you agree to be bound by the updated Terms. If you do not agree with any changes to the Terms, you must stop using the Service and, if applicable, cancel your account before the new Terms apply to you.

14.2 Changes to Service: the Service is an evolving platform, and we may change or discontinue any aspect of the Service at any time. We reserve the right to add, modify, suspend, or remove features, functionalities, or content from the Service without prior notice. For example, we might update the AI model, change the user interface, impose new limits on usage (especially if we introduce paid tiers), or discontinue certain tools if they become obsolete or impractical. We are not liable for any modification, suspension, or discontinuation of the Service or any part of it.

14.3 Feature Previews and Beta: From time to time, we may offer new features in a beta or preview form. Such features are offered for testing and evaluation purposes and may not be as reliable as the rest of the Service. They are provided as-is and may have additional terms or limitations. We reserve the right to remove or change beta features at any time.

14.4 Your Responsibility to Stay Informed: It is your responsibility to review the Terms periodically for any changes. We will do our best to inform you of significant updates, but even if we accidentally fail to notify you directly, the latest version of the Terms posted on our site will govern your use of the Service.

14.5 Contractual Amendments: Except for changes made by us as described here, no other amendment or modification of these Terms will be effective unless in writing and signed by both you and an authorized representative of STABE, Co.

15. Miscellaneous

15.1 Entire Agreement: These Terms (together with any incorporated documents like the Privacy Policy and any additional guidelines or rules posted for particular features) constitute the entire agreement between you and STABE, Co. regarding the Service. They supersede all prior or contemporaneous understandings, communications, or agreements, whether written or oral, regarding the subject matter. This means that any earlier promises or agreements about the Service (including any representations made by our team in marketing materials or discussions) are not binding unless explicitly included in these Terms.

15.2 Severability: If any provision of these Terms is held by a court or arbitrator of competent jurisdiction to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions of these Terms will remain in full force and effect. In other words, the invalid part will be modified or interpreted so as to best accomplish the objectives of the original provision within the limits of the law, and the rest of the Terms will still apply.

15.3 No Waiver: Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision. Any waiver of any provision of the Terms will be effective only if in writing and signed by an authorized representative of STABE, Co. Similarly, if you fail to exercise a right under these Terms, it doesn’t mean you’ve waived that right.

15.4 Assignment: You may not assign or transfer these Terms (or any of your rights or obligations under them) without our prior written consent. Any attempted assignment by you without consent is void. STABE, Co. may assign or transfer these Terms or any of its rights or obligations at any time, for example, to an affiliate company or in connection with a merger, acquisition, corporate reorganization, or sale of assets. These Terms will bind and inure to the benefit of the parties, their successors, and permitted assigns.

15.5 Relationship of Parties: You and STABE, Co. are independent contractors. These Terms do not create a partnership, franchise, joint venture, agency, fiduciary, or employment relationship between the parties. Neither party has the authority to bind the other or incur obligations on the other’s behalf without prior written consent.

15.6 Third-Party Beneficiaries: These Terms are for the benefit of you and STABE, Co. only. Except as expressly provided in these Terms, no third party has any rights as a third-party beneficiary under these Terms. (The only potential exceptions might be our affiliates under the limitations of liability and indemnification sections, but generally these Terms are not intended to confer rights on anyone except the contracting parties.)

15.7 Headings: Section titles or headings in these Terms are for convenience only and have no legal or contractual effect. They are intended to make the Terms easier to read but should be ignored when interpreting the meaning of the actual text.

15.8 Force Majeure: STABE, Co. will not be liable for any failure or delay in performance of its obligations (except payment obligations, if any) under these Terms if such failure or delay is caused by events beyond reasonable control, such as acts of God, war, terrorism, civil unrest, government action, labor disturbances, Internet or utility failures, or any other event of magnitude or circumstance not within our reasonable control.

16. Contact Information

If you have any questions, concerns, or comments about these Terms or the Service, or if you need to provide any notice under these Terms, please contact us:

We will respond to legitimate inquiries in a reasonable timeframe. Please remember that communications via email are not always secure, so do not include sensitive information in any correspondence with us.

By using the Service, you acknowledge that you have read and understood these Terms and agree to be legally bound by them. Thank you for using the STABE Platform to help launch and grow your business, and we wish you success in your entrepreneurial journey!